The image depicts health benefits for the year 2013. More employers are offering high-deductible 
plans, as well as pushing health savings accounts on the unsuspecting public. Employers are 
also linking financial incentives and penalties to behaviors affecting worker's health.
This chart from the Wall Street Journal shows how employers are starting to offer health club 
benefits as a form of a fringe benefit to reduce employee health costs
This chart from the Wall Street Journal shows how the employers are starting to embrace health 
clubs as a form of reducing health expenses and as a fringe benefit
This chart describes healing club. Specifically, what's ahead in health benefits for 2013. 
The chart contains photographs to enhance the information presented. 
This image shows or depicts in both line and bar graph statistical formats information concerning 
Health Club. What's ahead in health benefits for 2013.
This chart describes health club. Specifically, what's ahead in health benefits for the year 
2013. Categories include not smoking, and participating in wellness programs.
This chart illustrates what is ahead in health benefits in 2013.  It shows how employers are 
increasingly offering high deductible health plans with tax advantages and link financial 
incentives to workers' health.
This image describes health care changes to employers, including wellness programs and other 
incentives for healthy living like not smoking, and achieving fitness goals.
The title of the graph is health club, what's ahead in health benefits for 2013. It shows 
that 48 percent of employees participate in some form of health wellness program. 
This is a series of diagrams and graphs with related statistics depicting what was ahead in 
terms of health benefits in the year 2013 and a few selected metrics to measure this. 
This image is entitled "Health Club."  It shows what's ahead in health benefits for 2013. 
 According to the image, employers will offer more high-deductible health care plans paired 
with tax-advantaged accounts such as health-savings accounts.  It further states that employers 
will link financial incentives or penalties to behavior affecting workers' health.  Data was 
obtained from the Wall Street Journal.  
This describes health benefits available in 2013. More employers may offer high-deductible 
plans paired with Health Savings Accounts.  Plans may also be linked to behaviors, such as 
participating in wellness programs or quitting smoking.
This image describes a program that employers offer their workers to improve health and cut 
down the cost of health insurance. Workers are offered incentives to stop smoking and participate 
in exercise routines to improve their health. The image is of a person in an examination room 
with a doctor using a stethoscope on their chest